Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.

InOwn Your Money, Michela sharesallthe tools you need to manage, save, invest, and set a routine to improve your financial life. Youll find chapters for:

• Budgeting:Dont make it a dreaded B-word!Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.
• How to save:Its all about being SMART (specific, measurable, achievable, relevant, and time-bound).
• How to spend money:Thats right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guiltyes, even on fancy coffee.
• Investing:Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).
• Jobs and careers:If your dream job doesnt exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.
• Increase your earning potential:Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.

Withillustrations, helpful charts and graphics, and templatesto help you plan, this is a book thats meant to partner with you toachieve your financial goals.